Monday, August 11, 2008

Summer Giving Tree

ATTENTION ALL ST. JOHN PARISHIONERS—

The Christian Service Commission will be sponsoring
the Summer Giving Tree once again.

The tree is now up in the Parish Center.
Please come take a tag or two.

The items need to be returned to the Parish by
Monday, August 18th.

I stopped in today to get some tags and there are quite a few left.
If you can afford to help out, please considering doing so.
Most of the tags are such things as:

Undershirts, backpacks, paper, socks, TrapperKeepers, etc.

I think I'll set up a Paypal contribution on the sidebar for the various charities I support if anyone would like to help that way.

Jackson hasn't been hit by bad weather (Thank God) but the Michigan economy has been affecting us negatively.

Sunday, July 20, 2008

Update Retirement Funds

Updated amounts:

Car fund: $5,575.86
IRA'S: $55,854.32

I still need to get the totals from my stocks and 401k.

Sunday, June 15, 2008

From CNN:

Man Pays $30,000 in rent, faces eviction

LAGUNA HILLS, California (CNN) -- Charles Nelson has paid about $30,000 in rent since moving into a spacious four-bedroom home in August. He was stunned when a real estate agent knocked on his door recently and said the home was in foreclosure.

His landlord had not paid the mortgage since he moved in and the bank is now demanding the house back. Nelson will also lose his $7,700 security deposit.

More than 100 miles away in the working-class city of Palmdale, Fai Nomaaea -- a 35-year-old mother of eight -- can relate. The single mom was cleaning the yard when a man handed her a notice of foreclosure. Like Nelson, she had been paying her rent on time every month.

"It really is a frightening issue for tenants that have no way of knowing until almost the last minute that a landlord is defaulting on a property."

... in many cases, renters want to buy the properties being foreclosed, but the banks force them out anyway.

Nelson knows all about that. He called the bank to offer to buy the home he's renting but was told that he has to move out first and then make a bid. Now, he lives day-to-day, not knowing when he'll have to leave.

"There could be a knock on the door, saying we have 10 days, two weeks. I don't know."

Click here to read entire article.

The lady I sit next to at work is going through this exact thing. Not only is the owner not paying his mortgage, he is in violation of some safety concerns that he's had 6 months to correct. A representative from the city showed up on her day off to inspect the house to see if they had been repaired and he is the one who told her that the man hasn't been paying the mortgage. Last I knew she didn't pay June's rent because she may have to move if the bank is foreclosing.

The terrible part is that this owner just rented to her in late April to have her move in May 1st, knowing that he hadn't been paying the mortgage and probably had no intention to do so. He collected a deposit, 1st and last month's rent and a pet deposit. Even with that cash he most likely didn't use that money to pay on the arrears. That should be a criminal charge in my opinion.

Thursday, May 8, 2008

Stamp Out Hunger

This Saturday, participate in the Postal Service's Food Drive by leaving your non-perishable food items next to your mailbox.

Donate items like: pasta, rice, soup, juice, fruits and vegetables.

No glass containers or expired items. Please.

For more information: HelpStampOutHunger


The Hunger Facts on the website are heartbreaking. If you are able to help in any way, I encourage you to do so.

Monday, April 7, 2008

Food Pantry To Open In May

Food pantry to open in May

A new Jackson food pantry will open in early May in the new American Red Cross building, 3425 Francis St. It will be open every Wednesday evening with no restrictions on how often people come for food.

It is being organized by members of Queen of the Miraculous Medal Catholic Church, 606 S. Wisner St., but is an ecumenical effort.

"This is Christ's mission, that's what we are all about," said the Rev. Robert McGraw, senior pastor.

When he arrived at the parish four years ago, McGraw said he heard about the food pantry at Immanuel Lutheran Church, 1505 W. Michigan Ave.

"I learned they were open on Saturday mornings, but what happens to feed people midweek? One weekend I preached a challenge to set a goal to at some point open another food pantry on Wednesdays, and here we are," McGraw said.

As final work is being done on the facility, it has become a project that "was meant to be" according to Mark Smith, a member of Queen's and religion education director at St. Mary Catholic Church, 301 S. Mechanic St.

He explained that Queen's had 135 members who wanted to volunteer at Immanuel's food pantry, but only 30 were needed. From not wanting to waste that time and talent, and wanting to feed people midweek, came the inspiration to open another pantry.

The "meant to be" part came when the Red Cross recently moved into its spacious new location and offered room to store pantry items and a separate room to distribute it to people.

"We're honored to give them the space," said Larry Lloyd, blood services director.

"We learned from Hurricane
Katrina that a lot of people are never thought of, or never put first. We want people to come to the food pantry and associate us with helping in other ways."

Janet Jaeger, who helps with Immanuel's pantry and is a member of End Hunger in Jackson, a coalition of food pantries that meets on a monthly basis, said she is delighted with the new facility.

Immanuel's pantry, Jaeger said, started in 2003 with a dozen families. Today it averages 260 families, with some Saturdays seeing more than 300.

"We want to have more food available in our community, and that location will be convenient for clients who can't get here. You know, we really can end hunger," she said.

Once the new pantry is up and running, McGraw said volunteers will take it a step further by offering people an "assessment" of their needs and helping them meet those needs. For instance, maybe a person has never been taught budgeting skills. Or a person needs help creating a resume or learning which agencies to call for specific assistance.

"We know they really don't want to be walking in the door asking for food. We want to help rebuild their dignity so the next time they come in it's as a volunteer to work at the pantry," McGraw said.

Over 300 people on a Saturday?!!! The economy in Jackson is horrible. And this is just one food bank. We don't have many but my church has one, there is the Interfaith Shelter which serves meals and people can stay and The Salvation Army. Possibly Catholic Social Services but that might be my associated with my church and now this one with Queen's.

But when I Google "End Hunger In Jackson" it says there are 10 groups. I've emailed Immanuel Church asking for more information and I'll post it when if they respond.

I have a list of items my church posted in the weekly bulletin that like to have on hand and I try to purchase those items when I go and have my mom drop those off when she volunteers there for funeral dinners. I usually try to do that once a month, but this article reminds me that I haven't in a while. I'm going to have to go grocery shopping this week.

This also reminds me, that the Post Office will be having their Food Drive in May. I'll do a post on that and I like to collect food at work. I think I'll see if anyone will do it at the golf course too.




Thursday, April 3, 2008

Taxes

Federal--Owe: $195.00
State--Refund: $295.00
City--Refund: $6.00

Plus for some reason the H&R Block website kept locking up on me while I was trying to input my Federal information so I ended up doing the Federal and State myself so I saved the $59.95.

Pretty good year.

Saturday, March 22, 2008



I've already blogged many times how Angelina donates 1/3 of her income.
PerezHilton.com reports:
Brad Pitt & Angelina Jolie have donated $8 million to various charities through their non-profit Jolie Pitt Foundation.

Their biggest donations were to Doctors Without Borders (International Division) and the Global AIDS Alliance. The couple gave these organizations $1 million each.

In addition to donating cash, Brad and Angelina invest a lot of TIME helping out those in need. Brad's helping to re-build New Orleans with the Make It Right Foundation and Ange travels the world with the UN to advocate for refugees.


I really admire Angelina Jolie. She has really reinvented herself since adopting her son Maddox (who is the cutest little boy) and really stepped up and thrown herself into causes she really believes in.

She has said before that she divides her income into thirds. 1/3 to expenses, 1/3 to charity and 1/3 to investments.

I've said it before and I'll keep saying it. No matter how much your income, can you imagine cutting it by 33%?? Could you do it? Even if not for charity could you divert 33% to debt reduction, retirement, or children's college fund? Would you even try it for a month? Three months? Six months? (answer in the comments)

Another important thing that can be gained from this article is that even if you can't make monetary donations most non-profit organizations can benefit from your TIME. Most if not all can use more volunteers a few hours a week.





Monday, March 17, 2008

IRA & Car Fund Addition

I made some additions to my IRA & car fund.

Evidently I forgot to add to the IRA for last year. ('duh) so $2,000 to fully fund 2007. $2,000 for 2008 and $1,000 to the car fund.

So that brings the car fund up to $4,423.79 and the IRA up $17,955.76 I added to the Blue Chip Growth fund which at the time was at $33.70 a share.

Sunday, February 24, 2008

Retirment

I overheard a co-worker talking about wanting to retire this year. She said she'd like to but isn't sure if she can afford it. She will have to check with a financial planner.

Since I wasn't part of the conversation I couldn't ask the following questions:

1. Do you already have an advisor or will you be hiring one now? If you are hiring one now, why did you wait so long?

2. Did you have any plan to retire or just decide? (for instance, I'd like to retire in 5 years)

3. What makes you think you CAN
'T retire now?

Just some things that went through my mind, after all she has 35+ years with the company!! I think after 20 years or so, of working a person would have some idea about the future. Personally I think about retiring practically every day!!